Financial Habits You Need to Harness Now


Habits are powerful factors in our lives. They express our character and produce our effectiveness. Depending on what they are, our habits will either make us or break us.

Set yourself up for financial success by harnessing these effective habits

Money Mindset

Everything starts with how you think. To obtain financial freedom It is essential that you develop a positive money mindset. Your thoughts about money are incredibly powerful, they turn into action. Financial hardship arise when you're stuck in negative patterns of behavior. Get rid of thoughts and behaviors that are not aligned with your financial goals & get into the habit of positive money thought.

Pay Yourself First

I know many of you think this is impossible but it is very possible! (If you harnessed the money mindset you wouldn't think this was impossible. See where I’m getting at?) The best way to develop this habit is to make the process as painless as possible. Make it automatic. Make it invisible. If you arrange to have the money taken from your paycheck before you receive it, you’ll never know it’s missing. Doing this encourages sound financial habits.


Developing and implementing a budget is the most important step to effective financial planning. It forces you to be intentional about the way you spend and save your money. You know how much is coming in, how quickly it goes out, and where it’s going. Creating and following a budget involves self-discipline but will help you develop wise spending habits to better manage your finances.  


Accumulating a healthy savings account is one of the best ways to take charge of your finances. It sets the foundation for your financial success. You will have a level of independence that you cannot have if you are struggling to find money. Having money put aside will give you the opportunity for more options in your life decisions


When you organize and clean up your finances, updating and consolidating accounts can save you time money and stress down the line. Your personal finances should be organized all year long not just during tax season. Create an efficient system that will work best for you.  


FinanceLaurie Nicolas